Most apps watch your spending. WealthOSX takes your income just as seriously.
It's the budgeting app that starts with what you earn — give every dollar a job, watch your debts get a real payoff date, and get an AI coach that actually knows your numbers.
Start with what you earn
Most budgeting apps treat income as an afterthought. WealthOSX makes it the foundation — plan every paycheck, give each dollar a job, and always know what's left to assign.
No bank connection, ever
No Plaid. No account linking. No feed of your transactions sitting on someone's server. You add what you want — by hand or a CSV export — and it stays in your private account.
Advice built on your numbers
Ask which debt to hit first, whether you're overspending, or how an extra $200 a month changes your payoff date. The math is computed from your data — not guessed.
A complete money system, built mobile-first.
Everything you'd expect from a modern finance app — and the parts other apps skip.
Give every dollar a job
Assign income across your categories until nothing's left unplanned. An Age of Money metric shows how far ahead you're living, and a nudge tells you the moment cash is sitting idle.
Every debt gets a real date
Add a balance and a rate, and WealthOSX shows exactly when you'll be free and what the interest costs you. Log a payment and the balance drops. Throw extra at it and watch the date move closer.
A coach that reads your dashboard
It sees your budget, debts, and cash flow, then answers in plain language. Avalanche or snowball? Which subscription did you forget? It runs the numbers first, then explains them.
Bring your history, not your bank login
Export a CSV from your bank and drop it in. Transactions get sorted into your categories, you confirm, and it's done — without ever handing over your banking credentials.
The all-in-one finance dashboard — minus the surveillance.
The big apps ask you to hand over read access to every account, then keep a live copy of your financial life on their servers. WealthOSX takes the opposite bet: you decide what goes in, we never sell it, and you can export or delete all of it in a couple of taps.
Your income, working as hard as you do.
Start with a 30-day free trial. $9.99/month or $69.99/year after that — cancel anytime, and your data leaves with you if you go.